If you are a homeowner in Colorado, there’s a good chance your property has been damaged in a recent storm. Due to the severity of weather in Colorado, thousands of roofs are replaced every year due to hail and wind damage. These roof replacements are typically covered by most homeowners’ insurance policies.
As Colorado’s Premier Roofing Company we know the “ins and outs” of the insurance claims process to best help the members of their community.
If you have recently filed a claim with your insurance company, received an insurance settlement, or would just like to know whether it makes sense to pursue an insurance claim, Colorado Premier Roofing and our team of claims specialists can help. Call us today and a representative who is well versed in the claims process will be able to help you.

What Should I Do If I Think I Have Hail Damage?

5 Steps in your insurance claim process.

  1. Get your roof inspected by a reputable, local roofing company.
    Many homeowners call their insurance company first, however, your roof may not have damage. In this case you may have this “claim” count against you anyway. Start with a free, no-obligation roof inspection and get a detailed inspection report.
  2. If you have damage, file a claim with your insurance company.
    With your inspection report in hand you can file your claim on your homeowner’s policy with confidence. Your insurance company will likely ask you if your roof has already been inspected and if you have selected a contractor. Keep in mind; you can work with any roofing company you wish. It is entirely your choice.
  3. If you have damage, file a claim with your insurance company.
    With your inspection report in hand you can file your claim on your homeowner’s policy with confidence. Your insurance company will likely ask you if your roof has already been inspected and if you have selected a contractor. Keep in mind; you can work with any roofing company you wish. It is entirely your choice.
  4. Have your roofing company of choice inspect the roof with the insurance adjustor.
    At this point in the process, our customers are assigned a Project Manager who is the homeowner’s point of contact for the duration of the project. Typical roof replacements take 1-2 days, start to finish. You are not required to be home when the work is being done.
  5. Your deductible “should” be your only out-of-pocket expense.
    Your insurance company will generally issue you 2 checks. One when you receive your “scope of work” or claim packet from your insurance company. and once your roof work is done and your insurance company has received the final invoice showing the work has been completed you will receive a check for any Recoverable Depreciation money they owe for the total claim amount. This 2nd check amount will be paid to your roofing contractor.